Contents:
Specifically, detailed instructions for liquidating debt with a Chapter 7 bankruptcy and using a Chapter 13 bankruptcy to rebuild your life are given as well in their own chapters. You will learn what it takes to find and utilize a qualified consumer bankruptcy attorney and exactly what to expect throughout the process.
For businesses that are navigating the complex corridor of bankruptcy filing, information is provided about the specific processes you must follow for your specific kind of business. You will learn how to choose which Chapter to file under and what you must do to protect your personal assets during a business bankruptcy. Finally, a special section is included to guide you through the harrowing post-bankruptcy process, helping you to rebuild your credit after the process with a timeline of how long you can expect to wait before you start to regain the standing you originally had.
You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy.
For anyone at the point in their life where they are considering a bankruptcy to solve their financial problems, this guide is a must have tool, providing an easy-to-read, comprehensive overview of the entire process. Description With the growth of the Internet, the personal finance industry has equally boomed, allowing individuals who previously had no control of their money to take the reins and start banking, investing, and controlling funds online without the need for pricey professional help.
In , the number of people investing online was around 20 million.
In , that number had ballooned to almost 55 million and the estimates for the fiscal year show that it has risen as much as 40 percent higher as more people realize the potential that online services provide. But for many people, the complexities of finance are still too much. For that reason, this book was written-to provide you with a complete guide of everything you need to know to start managing and investing your money online. You will learn the basics of why people take to the Internet to manage their personal finances and how you can start doing it today.
Starting with the basics of online banking, you will learn what you can do keep track of your checking and savings accounts, pay your bills online, and even apply for loans from the comfort of your own home. You will learn how to measure your own assets and how much money you can afford to spend. A special section is devoted to deciphering the complex language of the financial sector to help you understand what you are dealing with.
You will be walked through the process of finding the best financial opportunities and executing trades as well as your alternate choices in stock options and FOREX trading. You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy. Seek out professional, objective advice from a reputable non-profit credit counselling organization for a second look at your budget and your plan to deal with your debts. But for many people, the complexities of finance are still too much. I have a lot of bad habits. While teenagers yield immense spending power, many lack the financial knowledge necessary to manage their money wisely.
You will learn how to know if you are a passive or active investor and what kinds of rate of return you can expect. In addition, learn how to prepare your computer for use as a personal finance hub - the necessary safety and security precautions to keep your information safe, the Web sites you should bookmark, the tools you should have installed, and countless tips to help you keep track of the market, top picks, and your fellow investors. The various types of online accounts will be broken down for you, including taxable brokerage accounts, retirement accounts k and IRAs , and education savings accounts such as plans.
You will learn how to determine what your tax burden will be in relation to your investments, as well as how to seek out and find the right broker for your needs. You will be walked through the process of finding the best financial opportunities and executing trades as well as your alternate choices in stock options and FOREX trading. Hours of interviews and careful research with the industry's top investors and online finance professionals will provide an additional level of knowledge to help you know that every financial decision you make is correct.
You will be shown how to keep in touch with your fellow investors, what mutual funds, ETFs and various other financial options are at your disposal, as well as how to start investigating in the companies you are looking to invest in.
You will learn how to uncover the top prospects and develop investment ideas, as well as the top ten mistakes you absolutely must avoid as an online investor. For anyone seeking a complete resource for online personal finance, look no further than this book. How to Get Credit after Filing Bankruptcy: Description According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise.
People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. A person who finds himself or herself in this undesirable situation may wonder how they are ever going to repair their credit.
The author tells you how to take charge of your credit so you can apply for loans and mortgages and obtain low interest rates. In addition, you will learn how to order a copy of your credit report, how to check your credit report for accuracy, how to read it, how to avoid discrimination and credit repair scams, how to apply for an unsecured credit card, how to report your good work to bureaus if creditors do not, how to maintain good relationships with your bank and creditors, how to consolidate all your debt, how to lessen your reliance on credit cards, and how to decide if lawyer-assisted credit repair is right for you.
You will also learn simple strategies for making payments on time and for rebuilding your credit. Whether you have just declared bankruptcy or you have been living with the stigma for years, this new book will provide you with all the information you need to take a step in the right direction. The Complete Guide to Personal Finance: Description Advertisers are well-known for targeting teenagers and have a firm reason for doing so: It seems quite obvious that teenagers know how to spend money, but do they know how to save?
Personal financial planning is the process of establishing your own financial goals and finding a way to reach them. It is an ongoing process that involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your goals. While teenagers yield immense spending power, many lack the financial knowledge necessary to manage their money wisely. For Teenagers is a reliable and relevant source of financial information in which teenagers will find a wealth of useful information.
In this new book, you will learn how to get and manage credit, how to make and stick to a budget, how to save for college, how to determine your needs versus your wants, how to pay for a car, how to finance college, how to manage risk, how to open a bank account, how to write a check, how to balance a checkbook, how to avoid the pressures of consumerism, and how to avoid financial mistakes.
You will also learn about investment options, taxes, checks, debit cards, credit cards, and basic budget tips. This book is filled with helpful suggestions from financial and family counselors, and you will discover creative ways to get a jumpstart on your financial future and use money responsibly.
Even if you have had a few missteps along the way, you will be able to learn from your mistakes and get on the path to financial well-being. When You Have to File for Bankruptcy: This book is divided into three sections: In the first section, you will be provided with evaluation tools, determine your eligibility, learn how to check your credit report for accuracy, and learn about the different types of bankruptcy for which you can file. In the second section, you will learn about the major changes in bankruptcy law, bankruptcy lawyers, alternatives to filing for bankruptcy, bankruptcy code, collection agencies, exempt property, nondischargeable debts, what bankruptcy can and cannot accomplish, the automatic stay provision, foreclosure, tax levies, bankruptcy fees, the meeting, bankruptcy myths, the initial consultation with your lawyer, and bankruptcy timelines.
You will learn the answers to some of the most common questions about bankruptcy, such as: We will address the issues of how to get car loans and home loans and how to build credit after bankruptcy. Whether you are filing for bankruptcy for the first time or, unfortunately, you have been through it before, When You Have to File for Bankruptcy will provide insight into the complex and burdensome process. Description Every year, millions of Americans transfer their finances to their children or other family members because they reach a point at which they can no longer manage them alone.
For those who are about to start managing the finances of their parents, it is important to know exactly how to protect their assets, manage their taxes, and live up to their wishes. Was it easier or harder to part with cash than plastic? Did you only buy things you needed, or was there also enough money to buy something that you wanted? How much did you have left at the end? Spending more on every purchase adds up over the years, and if you want debt solutions that last for life, be aware of how you spend your money. Where does it all go? Your second assignment is to track your spending for at least 2 weeks.
You might want to track what you spend on certain types of expenses, e.
9 Practical Steps to Solve Your Financial Problems Without an Ivy League Education your debts and you're trying to decide on the best way to solve your financial you want debt solutions that last for life, be aware of how you spend your money. If you've never created a household budget that works, here is a personal. In Solving Your Money Problems, Pastor David Crank simplifies the scary and Teaching the nuts and bolts of finances. Books; ›; Business & Money; ›; Personal Finance . See the Best Books of . Explore the Home Gift Guide .
So to help with this lack of training, your third assignment is to outline your budget. A budget based on real numbers sets you up for success, so use what you learned when you tracked your spending. This will tell you if you can stick it out for the long term. Cutting out an expense or changing a habit is easier if you replace it with something else. For instance, if you want to quit buying expensive coffee on your way to work, plan how you can replace this habit with a new one.
You might buy yourself a new travel cup and purchase some coffee that you enjoy drinking and can make at home! Cutting back on coffee is just one example. What about your entertainment costs, quitting smoking or scaling back what you spend on hobbies and recreational activities? Over the next month, identify areas of your budget that need some special attention.
I would encourage you to keep this one as a good one to refer back to. One person found this helpful. My wife is enjoying the book. Simply easy to understand and real everyday issues. I enjoyed it and starting to apply the word for God in my finances. Best book I've read in a long time! Definitely giving two thumbs up. Have me believing that I will have a prosperous life. Thank you for this wonderful read. I definitely will recommend. See all 9 reviews. Amazon Giveaway allows you to run promotional giveaways in order to create buzz, reward your audience, and attract new followers and customers.
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